We believe

We believe in a future where banks and financial institutions nourish our communities—not extract from them. Let’s create this future together!


End fossil fuel finance for a brighter future

We are in a climate emergency. We call for the immediate end to fossil fuel finance and to redirect the flow of money toward a just, inclusive, regenerative economy. 


Public banks for the people

We’re all about banking for the common good. Public banks are a bold complement to triple-bottom-line and values-based banks.


End all bank financing of prisons

We support the movement to end bank financing of prisons, including private prisons and immigration detention centers. As a mission-driven bank owner, we firmly oppose practices and industries that profit from the punishment of people, and invite all financial institutions to join us in making the same commitment.


A stronger Community Reinvestment Act (CRA)

As regulators consider changes to CRA, we advocate for equitable reform that does not leave low income communities behind, and that explicitly includes racial and environmental equity criteria.


Financial justice for immigrants

As members of the California Reinvestment Coalition #HereToStay campaign, we advocate for immigrant financial inclusion, contributing research to inform public policy and better banking practices to increase immigrant economic opportunity.

Recent Updates


September 22, 2021, 9:51 pm

We're joining more than 200 organizations and calling on Congress to pass the John Lewis Voting Rights Advancement Act. Read more in this @Forbes piece from @BeneficialState CEO Randell Leach: #VotingRights


September 21, 2021, 11:30 pm

In 2018, our co-founder @kattaylor resigned from @Harvard's Board of Overseers one day before her six-year term ended, to protest Harvard's continued investment in fossil fuels. Years later, the question remains: has Harvard truly divested?


September 14, 2021, 12:29 am

In 2020, @BeneficialState outperformed community banks of their size by making nearly $200 million in PPP loans. Learn more about the impact of beneficial banking at #BankingOnValues #BCorp