AOC logo

AOC is a nonprofit organization that serves women, minority, immigrant and disabled individual owned businesses, and businesses operating in low to moderate income census tracts. Their term financing and operating lines of credit range from $20,000 to $200,000. All borrowers receive no-cost access to their Business Advisory Services Program.


Address: 2420 NE Sandy Blvd #100, Portland, OR 97232
Phone: 503-227-3950

Who is eligible for your services?
AOC offers minority, women, immigrant, and disabled-owned businesses the opportunity to secure financing when they are unable to secure traditional bank financing.

What types of loans do you offer?
Term loans and lines of credit

What are typical loan terms?
We offer term loans with fixed payments with a 3-5 year maturity. Interest rates for both our term loans and lines of credit currently range from 8.25% to 9.5%. We lend from $20,000 to $200,000.

What are some typical examples of business you may work with?
We have provided financing to many different types of businesses in many industries from restaurants to tech to professional services. Our line of credit is often used by construction firms or manufacturers to help finance their payroll or inventory while they are still awaiting payment from their customers.

How would a client a potential client access Albina Opportunities Corporation’s services?
We have an initial inquiry form online, which is a good starting point. You can always call us and we’re happy to talk with you as well. Check us out online at or call us at 503-227-3950.

What stage of business should come to Albina Opportunities Corporation for a loan?
Growth stage businesses with a 1+ year history are a good fit for Albina Opportunities Corporation.

What are the top 3 things that you would like to tell small business owners that may come to Albina Opportunities Corporation for a loan?
We offer business advisory services at no additional charge to all of our borrowers. We can often be creative in how we structure our loans so that we can finance businesses with marginal credit history, no or limited collateral, or businesses with a lien. While we have affordable rates, we encourage all prospective borrowers to seek traditional bank financing before they come to us.

What amount of money is available to loan?
We typically finance term loans and lines of credit between $20,000 and $200,000. For larger amounts, we can sometimes partner with other financial institutions to provide joint financing.

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